Category: Credit Card Loans

Three Instances In Which To Use Prepaid Cards

Three Instances In Which To Use Prepaid Cards

Use Prepaid CardsWhether or not we have good or bad credit, there are plenty of instances in which a prepaid debit card may be a better solution. In some cases, you may not want to reveal or hand out your true credit or debit card information to unknown vendors, while in other cases it may…

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Little Bonuses You Get When You Use Credit Cards

Little Bonuses You Get When You Use Credit Cards

It can be very easy to forget the benefits of credit cards among all the negative reports that credit cards receive. When people choose the right credit card(s) to use; and then use them responsibly however, credit cards can actually give you little bonuses that make them better than cash. Responsible credit card use means…

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Using Credit Cards When Abroad

Using Credit Cards When Abroad

Whenever we are getting ready to leave the country on vacation or for business, there are plenty of things that go on our checklists prior to departure. Our credit and debit card usage, however, may be far from our minds when making the final preparations. Before heading out on your trip, make sure to check…

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Getting a Good Credit Card for a Bad Credit

Getting a Good Credit Card for a Bad Credit

Credit card issuers love and pamper prosperous card holders. Well-to-do people get the most enticing offers, the most favorable terms, and the most appealing bonuses. Banks would more likely make concessions when it concerns clients with good or excellent credit than when it comes to bad credit owners. People with bad credit rating face more…

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Know How to Fix Your Credit History

Know How to Fix Your Credit History

Are you credit worthy? When is one considered to be one? When you have a good credit history you are considered to be creditworthy. What then is a good credit history? A good credit history is one where your record shows that you were able to manage repaying loans and mortgages and that all your…

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The Integral Role of Credit Histories

The Integral Role of Credit Histories

One cannot undervalue the importance of a Credit History. Since Banks discovered the worth of this recording system, it has become the most crucial determinant of every transaction that a customer has with his or her bank. The Concept of a credit History is therefore a very integral part on modern day banking. The most…

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Familiarize Yourself With These Credit Card Terms

Familiarize Yourself With These Credit Card Terms

Credit Card TermsIf you simply glance over your credit card statement each month and do not pay attention to many of the common terms listed, you may be missing out on valuable information. For many, credit card terms seem relatively unimportant until you consider how much money you may be saving by fully understanding the…

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Is It Time To Cut Up Your Credit Cards?

Is It Time To Cut Up Your Credit Cards?

There’s been a time in many of our lives where we open our credit card statement only to find that we are in a hole that never seemed possible. Through the constant use of various credit cards – some issued by banks and others issued by retailers – a seemingly insurmountable amount of debt has…

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The Most Blatant Credit Card “Gotchas”

The Most Blatant Credit Card “Gotchas”

Credit Card GotchasWhenever a credit card offer arrives in the mail, it often features some of the biggest perks and rewards that you can gain from using the card in question. Many of these teasers and promotional offers either are not as they appear or only last for a specific amount of time. Others may…

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What to Check When Applying for Credit Cards

What to Check When Applying for Credit Cards

Owning a credit card needs a great deal of self-control. It is a common denominator to a lot; when one has a credit card especially for first-timers they have the tendency to abuse it. When you tend to shop everywhere without regard for how much you’re earning, you will soon realize that you’re paying for…

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